Understanding the basics of how your Bajaj EMI card works is important. If you have decided to apply for Bajaj EMI card, you will have the smoothest and easiest customer experience. This card has been designed to offer customers the most convenient way to pay for their purchases through easy monthly payments.
When you apply for Bajaj EMI card you can use it in over 60,000 partner stores. Our partner stores accept Bajaj EMI cards both offline and offline. Many of our partners offer special discounts for customers paying with the Bajaj Finserv cards. Look out for these special discounts the next time you pay for a purchase at a physical or an online store. These partner stores do not charge you anything extra for availing of the EMI feature of your card.
Eligibility for Bajaj EMI card
The eligibility criteria for the Bajaj Finserv card is very simple. You have to be between the ages of 21 and 60 to apply for the card offline and between 21 and 60 to apply online. You should also have a steady source of income. When you apply online, you do not have to submit documentation. When you apply offline, you will need your PAN card, address proof, cancelled cheque and signed ECS mandate. The ECS limit is the maximum amount allowed to be withdrawn by Bajaj Finserv from your bank via Electronics Clearance Services (ECS).
How to apply for Bajaj EMI card
You can apply for the EMI card either online or offline. You can get the card offline by purchasing at one of the partner stores and applying for the card. You will have to submit the required documents at the store. To apply online, just click this link.
You might be wondering what documents you need to apply for EMI card from Bajaj. The Bajaj Finserv card differs from the majority of card providers in the amount of documentation required. You can rest assured that you will only have to submit the necessary documents. When you apply online the process is even simpler.
Easy to manage
Traditional cards send you a monthly statement through the mail. Some send you emailed statements. But when you apply for EMI card services through Bajaj, you can use an app to manage your card. The app is designed with a simple and easy to use interface. It allows you to safely and securely view and manage all services related to your card. You can pay your EMI and view transaction details and charges at your convenience. You can update your personal details and make queries using the app.
A card with money on it usually needs to be kept as carefully as you would keep your cash. This is stressful and worrisome if you do not have a card with security features. Apply for EMI card from Bajaj with the confidence that your card is safe and secure. Both the cars and the wallet app enforce OTP security. This ensures that your card cannot be misused.
Easy to use
The Bajaj Finserv EMI card is incredibly easy to use. If you prefer the traditional card use, you can swipe it and pay for your purchase. You can also pay for purchases by providing the card number. The purchase will then be authenticated using an OTP sent to your registered mobile phone number.
Flexible repayment schedule
The Bajaj Finserv card allows you the freedom to set your repayment tenure. If you want to clear the outstanding amount in a smaller time period, you can choose to do so. You can also opt for a longer term with smaller EMI payments. This helps you plan your purchase and the repayment according to your financial situation.
Foreclosure without penalties
Most card companies impose penalties on foreclosure. To avoid these extra charges, customers must maintain their monthly payments even if they wish to settle the amount due as a lump sum. Bajaj Finserv EMI card does not impose penalties if you foreclose the amount due after paying your EMIs for six months. We appreciate that you should have complete control over your loans and cards.
The best offers available
When you apply for Bajaj EMI card, you do not have to look very far to buy the home goods, appliances, furnishings, electronics and fitness equipment that you desire. The Bajaj Finserv EMI store offers you great discounts and offers on all the top brands in every category. Many of the channel partners also offer freebies such as free delivery, no cost EMI, no down payment and additional discounts for customers buying with a Bajaj Finserv EMI card.
Apply for Bajaj EMI card online or offline today and enjoy all these benefits. The EMI card brings the appliances and furnishings you desire within easy reach and within your monthly budget.